Articles Posted in Car Accident

What Happens When a Car Accident Claim Exceeds Insurance Limits in Illinois?
John J. Malm & Associates Personal Injury Lawyers

Car accidents are unfortunate incidents that can lead to significant physical, emotional, and financial distress. In Illinois, like in many other states, drivers are required to have a minimum amount of auto insurance to cover damages in the event of an accident. However, what happens when the cost of damages and injuries exceeds the insurance…

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Understanding Arbitration Clauses in Illinois Uninsured Motorist Policies
John J. Malm & Associates Personal Injury Lawyers

Arbitration clauses in Illinois uninsured motorist (UM) policies play a crucial role in resolving disputes between policyholders and insurance companies. These clauses require that any disagreements regarding the UM coverage be settled through arbitration rather than litigation. This blog delves into the intricacies of arbitration clauses in UM policies, exploring their benefits, challenges, and the…

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Driving and Texting in Illinois: What is the Law?
John J. Malm & Associates Personal Injury Lawyers

Texting while driving is a dangerous behavior that significantly increases the risk of car accidents. To address this hazard, Illinois has implemented strict laws to prevent distracted driving and enhance road safety. Understanding these laws is crucial for all drivers in Illinois to avoid legal penalties and, more importantly, to contribute to safer roads. Illinois…

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Car Accidents Involving Drunk Drivers on the Fourth of July
John J. Malm & Associates Personal Injury Lawyers

The Fourth of July is a time of celebration across the United States, marked by fireworks, barbecues, and festive gatherings. However, this holiday also brings an increased risk of car accidents, particularly those involving drunk drivers. For residents of Illinois, the Fourth of July weekend can be especially dangerous on the roads. This blog explores…

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Why Are Fatal Car Accidents Increasing?
John J. Malm & Associates Personal Injury Lawyers

Recent years have seen an alarming increase in car accident fatalities despite advancements in vehicle safety technologies. Several factors contribute to this trend: 1. Increased Speeding Pandemic-related Behavioral Changes: Speed Limits: 2. Distracted Driving Smartphone Use: Multitasking: 3. Increased Substance Abuse Alcohol: Drugs: 4. Vehicle Trends Larger Vehicles: 5. Road Infrastructure Inadequate Road Maintenance: 6.…

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