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Illinois Personal Injury Lawyer Blog

Will Filing an Uninsured Motorist Claim or Underinsured Motorist Claim Raise My Premium in Illinois?
John J. Malm & Associates Personal Injury Lawyers

Filing an uninsured motorist (UM) or uninsured motorist (UIM) claim in Illinois can have various impacts on your insurance premium. Here are some factors to consider: Impact on Premiums Factors That Influence Premium Changes Steps to Mitigate Potential Premium Increases Conclusion Filing a UM or UIM claim in Illinois does not automatically mean your insurance…

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Navigating Insurance Coverage Issues in Illinois Rideshare Accidents
John J. Malm & Associates Personal Injury Lawyers

Rideshare services like Uber and Lyft have revolutionized the way we travel, offering convenience and flexibility. However, when an accident occurs during a rideshare trip, understanding the complexities of insurance coverage can be challenging. Determining which insurance policy applies and how to proceed with a claim can be confusing. Here’s a detailed guide to help…

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Is Illinois Really a Bicycle-Friendly State?
John J. Malm & Associates Personal Injury Lawyers

Illinois has made significant strides in becoming more bicycle-friendly, but whether it truly earns this label depends on various factors, including infrastructure, safety, and advocacy efforts. Here’s an evaluation of Illinois’ bicycle-friendliness based on several key aspects. Infrastructure Safety Advocacy and Community Support Recognition Conclusion Illinois has made considerable progress toward becoming a bicycle-friendly state,…

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The Use of Dash Cameras in Motor Vehicle Accidents: A Crucial Tool for Personal Injury Cases in Illinois
John J. Malm & Associates Personal Injury Lawyers

Car accidents are unfortunately common on the roads of Illinois, leading to significant physical, emotional, and financial burdens for those involved. In recent years, dash cameras have emerged as an invaluable tool in these incidents, providing crucial evidence that can be pivotal in personal injury cases. This blog will explore the importance of dash cameras…

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What are Punitive Damages in Illinois?
John J. Malm & Associates Personal Injury Lawyers

In the realm of personal injury law, punitive damages hold a unique and significant position. While compensatory damages aim to cover the victim’s actual losses, punitive damages are intended to punish the wrongdoer and deter similar conduct in the future. In Illinois, the awarding of punitive damages follows specific legal guidelines and principles. What Are…

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Jury Awards vs. Settlements in Illinois Personal Injury Cases: Which is Higher?
John J. Malm & Associates Personal Injury Lawyers

In Illinois personal injury cases, the question often arises whether jury awards or settlements result in higher compensation for plaintiffs. Understanding the differences between these two outcomes can help plaintiffs and their attorneys make informed decisions about pursuing a trial or negotiating a settlement. While both options have their merits, the below data can shed…

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What Happens When a Car Accident Claim Exceeds Insurance Limits in Illinois?
John J. Malm & Associates Personal Injury Lawyers

Car accidents are unfortunate incidents that can lead to significant physical, emotional, and financial distress. In Illinois, like in many other states, drivers are required to have a minimum amount of auto insurance to cover damages in the event of an accident. However, what happens when the cost of damages and injuries exceeds the insurance…

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Understanding Arbitration Clauses in Illinois Uninsured Motorist Policies
John J. Malm & Associates Personal Injury Lawyers

Arbitration clauses in Illinois uninsured motorist (UM) policies play a crucial role in resolving disputes between policyholders and insurance companies. These clauses require that any disagreements regarding the UM coverage be settled through arbitration rather than litigation. This blog delves into the intricacies of arbitration clauses in UM policies, exploring their benefits, challenges, and the…

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Nursing Home Neglect in Illinois: How Nursing Homes Can Being Liable for Attorney’s Fees
John J. Malm & Associates Personal Injury Lawyers

When families make the difficult decision to place an aging loved one in a nursing home, they do so with the belief that the facility will provide the compassionate and professional care their loved one deserves. This decision is often made out of necessity, as families may not have the resources or capabilities to provide…

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Understanding the Difference Between Personal Injury and Workers’ Compensation Cases in Illinois
John J. Malm & Associates Personal Injury Lawyers

In Illinois, individuals who suffer injuries have two primary legal avenues to seek compensation: personal injury claims and workers’ compensation claims. While both involve obtaining compensation for injuries, they differ significantly in terms of their legal foundations, processes, and potential outcomes. Understanding these differences is crucial for navigating the appropriate legal path following an injury.…

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