Articles Posted in Negligence

The Most Dangerous Fourth of July Weekend Activities (and How to Stay Safe)
John J. Malm & Associates Personal Injury Lawyers

Every year, millions of Americans celebrate Independence Day with backyard barbecues, fireworks, boating trips, parades, and family gatherings. While the Fourth of July is one of the nation’s most anticipated holidays, it is also one of the most dangerous weekends of the year for preventable injuries and fatal accidents. Increased travel, alcohol consumption, crowded roadways,…

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How Policy Limits Impact Personal Injury Claims in Illinois
John J. Malm & Associates Personal Injury Lawyers

After a serious accident, one of the most important factors affecting the value of a personal injury claim is the amount of insurance coverage available. Even when an injured victim suffers catastrophic injuries, the at-fault party’s insurance policy limits may significantly restrict the amount of compensation that can realistically be recovered. In Illinois personal injury…

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What Is a Damages Witness in a Personal Injury Claim?
John J. Malm & Associates Personal Injury Lawyers

When you file a personal injury claim, proving that someone else caused your injuries is only half the battle. You must also demonstrate the full extent of your losses—both financial and personal. This is where a damages witness becomes critically important. A damages witness helps explain, quantify, and validate the compensation you are seeking. Whether…

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How Much Do Most Personal Injury Cases Settle For?
John J. Malm & Associates Personal Injury Lawyers

If you have been injured in an accident, one of the most common questions people ask is: “How much is my personal injury case worth?” While every claim is unique, national data shows that most personal injury cases fall within a broad settlement range depending on the severity of the injury, medical expenses, liability, and…

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Understanding Economic Damages in Child Personal Injury Cases
John J. Malm & Associates Personal Injury Lawyers

When a child is seriously injured due to someone else’s negligence, the financial consequences can be overwhelming. In legal terms, the economic damages in a child’s personal injury case are the measurable, quantifiable financial losses that result from the injury. These damages differ from non-economic damages (like pain and suffering), because they are calculable with…

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What Happens If You Refuse an Insurance Company’s Request for a Recorded Statement?
John J. Malm & Associates Personal Injury Lawyers

After an accident or injury, one of the first calls many people receive is from an insurance adjuster requesting a recorded statement. This recorded statement is typically an audio interview in which the insurer asks you to recount what happened. While it might sound routine or even necessary, agreeing to provide a recorded statement can…

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Do Insurance Companies Need Your Social Security Number After an Accident?
John J. Malm & Associates Personal Injury Lawyers

After a car accident or other personal injury incident, one of the most common questions injured people ask is: “Do I have to give the insurance company my Social Security Number (SSN)?” You may receive calls or forms requesting this highly sensitive information, and it’s important to understand what the law requires, why insurers ask…

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Why You Shouldn’t Leave the ER After Being Told to Be Admitted
John J. Malm & Associates Personal Injury Lawyers

When you arrive at the emergency room (ER), medical professionals conduct an initial evaluation to determine the severity of your condition and what treatment you need. In many situations, the ER team will recommend that you be admitted to the hospital for further monitoring, treatment, or care. While it may be tempting to leave, whether…

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When Are Structured Settlements Used In Personal Injury Cases?
John J. Malm & Associates Personal Injury Lawyers

Structured settlements are periodic-payment arrangements that convert part or all of a personal injury settlement into a stream of tax-advantaged payments paid over time. They are used when claimants, frequently those with catastrophic or long-term care needs, prefer a predictable, professionally underwritten flow of funds rather than a single lump-sum payment. In this blog, we…

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What Are Non-Economic Damages in Illinois?
John J. Malm & Associates Personal Injury Lawyers

Non-economic damages compensate the human losses that money does not itemize on a bill: pain and suffering, emotional distress, loss of enjoyment of life, disfigurement, and loss of consortium. In Illinois personal injury law, these intangible harms are recognized as a core component of compensatory recovery alongside economic losses (medical bills, lost wages, and other…

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