Articles Posted in negligence

How Policy Limits Impact Personal Injury Claims in Illinois
John J. Malm & Associates Personal Injury Lawyers

After a serious accident, one of the most important factors affecting the value of a personal injury claim is the amount of insurance coverage available. Even when an injured victim suffers catastrophic injuries, the at-fault party’s insurance policy limits may significantly restrict the amount of compensation that can realistically be recovered. In Illinois personal injury…

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Construction Accident Injury Risks in Summer
John J. Malm & Associates Personal Injury Lawyers

Summer is one of the busiest seasons for the construction industry in Illinois and throughout the United States. Warmer weather allows contractors to accelerate projects involving roads, bridges, roofing, commercial buildings, residential developments, and infrastructure improvements. While increased construction activity helps meet deadlines and economic demand, it also creates heightened risks for serious and fatal…

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Liability for a Dog Bite When a Dog’s Chain Reaches the Sidewalk
John J. Malm & Associates Personal Injury Lawyers

Dog owners have a legal responsibility to keep their animals under control. When a dog is tethered with a chain, rope, or tie-out that extends far enough to reach a public sidewalk, pedestrians, joggers, bicyclists, delivery workers, and children can suddenly find themselves within striking distance of an aggressive or frightened animal. In Illinois, a…

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How to Protect Your Injury Claim in a Chain Reaction Crash
John J. Malm & Associates Personal Injury Lawyers

Chain reaction crashes are among the most confusing and legally complicated motor vehicle accidents. When multiple vehicles collide in a sequence of impacts, determining fault can become difficult, insurance companies often point fingers at one another, and injured victims may struggle to recover compensation. These crashes commonly occur on congested highways, during poor weather, or…

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What to Do If You Are Hit by a Drunk Driver Over Memorial Day Weekend
John J. Malm & Associates Personal Injury Lawyers

Memorial Day weekend is one of the busiest travel holidays of the year. Unfortunately, it is also one of the most dangerous weekends for impaired driving crashes. With parties, barbecues, and holiday gatherings taking place across Illinois and the country, the number of drunk driving accidents often rises significantly during the long weekend. If you…

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Suing for Road Rash After a Motorcycle Accident in Illinois
John J. Malm & Associates Personal Injury Lawyers

Road rash is one of the most common injuries suffered in motorcycle accidents, but it is often misunderstood and underestimated by insurance companies. Many people assume road rash is simply a minor scrape that heals quickly. In reality, severe road rash can lead to permanent scarring, nerve damage, infections, skin graft surgeries, and lifelong physical…

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Social Host Liability for Drunk Driving Accidents in Illinois
John J. Malm & Associates Personal Injury Lawyers

Drunk driving accidents continue to devastate families across Illinois every year. According to the National Highway Traffic Safety Administration (NHTSA), alcohol-impaired driving crashes killed more than 11,900 people nationwide in 2024, accounting for approximately 30% of all traffic fatalities in the United States. While intoxicated drivers are usually the primary focus after a crash, many…

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Can I File a Nursing Home Lawsuit Without an IDPH Report?
John J. Malm & Associates Personal Injury Lawyers

When families discover that a loved one suffered abuse or neglect in a nursing home, one of the first questions they ask is whether they need an Illinois Department of Public Health (IDPH) investigation report before filing a lawsuit. The short answer is no. In Illinois, you can file a nursing home negligence or abuse…

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What Is the Mechanism of Injury in a Personal Injury Case?
John J. Malm & Associates Personal Injury Lawyers

In a personal injury case, the “mechanism of injury” refers to the specific way an accident or traumatic event caused physical harm to the body. It is one of the most important concepts in both medicine and personal injury law because it helps explain how an injury occurred, why certain injuries developed, and whether the…

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Can You File a Car Accident Claim Without a Police Report?
John J. Malm & Associates Personal Injury Lawyers

After a car accident, one of the first questions many injured drivers ask is whether they can still pursue compensation if no police report was made at the scene. In Illinois, the answer is generally yes, you can often file an insurance claim or even a personal injury lawsuit without a police report. However, the…

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