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Illinois Personal Injury Lawyer Blog

Does My Car Insurance Cover Rental Cars? What You Need to Know Before You Rent
John J. Malm & Associates Personal Injury Lawyers

If you’re renting a car for a holiday, business trip, vacation, or while your vehicle is being repaired, you may wonder if your car insurance policy extends to the rental car. The good news is that, in many cases, your existing car insurance may cover a rental car. However, the details depend on your policy,…

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An Overview of NTSB’s Investigation of the Greyhound Bus Crash in Madison County
John J. Malm & Associates Personal Injury Lawyers

On July 12, 2023, a devastating crash involving a Greyhound bus occurred on Interstate 70 near Highland, Madison County, Illinois. The collision, which involved the bus and three parked tractor-trailers, resulted in the deaths of three passengers and injuries to several others. This tragic event has raised critical questions about the circumstances leading to the…

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How Does A Doctor Impact A Personal Injury Case?
John J. Malm & Associates Personal Injury Lawyers

When pursuing a personal injury lawsuit, the role of your doctor goes far beyond diagnosing your injuries and providing treatment. What your doctor says about your injury, the treatment you received, and your long-term prognosis can have a significant impact on the outcome of your lawsuit. In personal injury cases, the court relies heavily on…

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How Insurance Adjusters Are Paid to Undervalue Claims in Personal Injury Cases
John J. Malm & Associates Personal Injury Lawyers

When you file a personal injury claim, it’s crucial to understand that insurance adjusters are not neutral parties. Their primary goal is to save money for their employer—the insurance company—by settling claims for as little as possible. What many claimants don’t realize is that adjusters are often evaluated, rewarded, and even financially incentivized to undervalue…

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How Is Fault Determined in an Illinois Car Accident?
John J. Malm & Associates Personal Injury Lawyers

Determining fault is one of the most critical aspects of resolving a car accident claim in Illinois. Fault establishes who is responsible for the accident, which in turn determines who must pay for damages, such as medical bills, property repair, and other losses. Understanding how fault is determined can help you build a stronger claim…

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Who Investigates Nursing Home Complaints in Illinois?
John J. Malm & Associates Personal Injury Lawyers

When you or a loved one suffers an injury or faces neglect in a nursing home, understanding the proper channels for complaints and investigation is crucial. In Illinois, the Illinois Department of Public Health (IDPH) plays a pivotal role in ensuring that nursing home facilities comply with safety standards and that residents receive the quality…

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What Makes an Insurance Company Choose to Settle Your Personal Injury Case?
John J. Malm & Associates Personal Injury Lawyers

When you’ve been injured in an accident, one of the first questions on your mind might be, “Will the insurance company settle my claim?” The answer is far from simple. Insurance companies don’t settle claims out of kindness—they’re businesses focused on minimizing costs and managing risk. Their decision to settle your personal injury case depends…

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Can My Personal Injury Settlement Affect My SSI Benefits?
John J. Malm & Associates Personal Injury Lawyers

Receiving a settlement from a personal injury case can be a life-changing event, providing the funds you need to cover medical expenses, lost wages, and other costs related to your injury. However, for individuals receiving Supplemental Security Income (SSI) benefits, it’s essential to understand how a settlement may impact these benefits. Unlike Social Security Disability…

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How Does the Court Divide Settlement in a Wrongful Death Case?
John J. Malm & Associates Personal Injury Lawyers

Wrongful death cases are deeply emotional and legally complex. When a loved one passes away due to the negligence or wrongful actions of another, the surviving family members often face not only grief but also questions about how to proceed with legal action. In Illinois, one significant aspect of wrongful death litigation can be a…

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What Is Maximum Medical Improvement (MMI)?
John J. Malm & Associates Personal Injury Lawyers

If you’ve been injured in an accident and are pursuing a personal injury claim, you may hear the term Maximum Medical Improvement (also known as “MMI”) frequently. But what does maximum medical improvement really mean, and why is it important to your case? In simple terms, maximum medical improvement is the point at which your…

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