Articles Posted in Negligence

Understanding Economic Damages in Child Personal Injury Cases
John J. Malm & Associates Personal Injury Lawyers

When a child is seriously injured due to someone else’s negligence, the financial consequences can be overwhelming. In legal terms, the economic damages in a child’s personal injury case are the measurable, quantifiable financial losses that result from the injury. These damages differ from non-economic damages (like pain and suffering), because they are calculable with…

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What Happens If You Refuse an Insurance Company’s Request for a Recorded Statement?
John J. Malm & Associates Personal Injury Lawyers

After an accident or injury, one of the first calls many people receive is from an insurance adjuster requesting a recorded statement. This recorded statement is typically an audio interview in which the insurer asks you to recount what happened. While it might sound routine or even necessary, agreeing to provide a recorded statement can…

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Do Insurance Companies Need Your Social Security Number After an Accident?
John J. Malm & Associates Personal Injury Lawyers

After a car accident or other personal injury incident, one of the most common questions injured people ask is: “Do I have to give the insurance company my Social Security Number (SSN)?” You may receive calls or forms requesting this highly sensitive information, and it’s important to understand what the law requires, why insurers ask…

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Why You Shouldn’t Leave the ER After Being Told to Be Admitted
John J. Malm & Associates Personal Injury Lawyers

When you arrive at the emergency room (ER), medical professionals conduct an initial evaluation to determine the severity of your condition and what treatment you need. In many situations, the ER team will recommend that you be admitted to the hospital for further monitoring, treatment, or care. While it may be tempting to leave, whether…

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When Are Structured Settlements Used In Personal Injury Cases?
John J. Malm & Associates Personal Injury Lawyers

Structured settlements are periodic-payment arrangements that convert part or all of a personal injury settlement into a stream of tax-advantaged payments paid over time. They are used when claimants, frequently those with catastrophic or long-term care needs, prefer a predictable, professionally underwritten flow of funds rather than a single lump-sum payment. In this blog, we…

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What Are Non-Economic Damages in Illinois?
John J. Malm & Associates Personal Injury Lawyers

Non-economic damages compensate the human losses that money does not itemize on a bill: pain and suffering, emotional distress, loss of enjoyment of life, disfigurement, and loss of consortium. In Illinois personal injury law, these intangible harms are recognized as a core component of compensatory recovery alongside economic losses (medical bills, lost wages, and other…

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What Is The Difference Between A Personal Injury Claim And A Personal Injury Lawsuit?
John J. Malm & Associates Personal Injury Lawyers

When you’re hurt in an accident, the first legal language you’ll hear is “file a claim” or “file a lawsuit.” Those words are related, but they are not the same thing — and knowing the difference changes how you interact with insurers, preserve evidence, and protect your right to compensation. In this blog, we explain…

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Does Illinois Require Insurance for Snowmobiles?
John J. Malm & Associates Personal Injury Lawyers

Snowmobiling is a popular winter pastime in Illinois, especially in northern and western counties where riders take advantage of groomed trails, frozen lakes and open farmland. But when recreation turns into a crash, the consequences can be severe: major medical bills, rehabilitation, lost wages and property damage. A common question we hear is: Does Illinois…

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What to Ask a Personal Injury Lawyer During Your Initial Consultation
John J. Malm & Associates Personal Injury Lawyers

The first meeting with a personal injury lawyer is one of the most important steps you can take after an accident. That initial consultation is your chance to learn whether the lawyer is the right fit, to get a realistic read on the strengths and weaknesses of your claim, and to understand how the legal…

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What Evidence Do You Need for a Personal Injury Claim?
John J. Malm & Associates Personal Injury Lawyers

When someone else’s negligence causes you harm, pursuing a personal injury claim can help you recover compensation for your medical bills, lost income, pain and suffering, and other damages. However, the success of your case depends heavily on the strength of the evidence you can present. Without evidence, it becomes your word against the other…

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