Illinois Moped Accident Lawyers

Top-Rated Injury Attorneys for Moped Riders in Chicago, Naperville, St. Charles, and Throughout Illinois

Mopeds are an increasingly popular mode of transportation in Illinois, particularly in busy urban areas like Chicago and college towns such as Champaign-Urbana. They’re affordable, fuel-efficient, and easier to park than cars. However, mopeds also present serious safety risks for riders. Without the protection of a vehicle frame or airbags, even low-speed accidents can lead to severe injuries or fatalities. At John J. Malm & Associates, our top-rated Illinois moped accident attorneys help injured moped riders get the compensation they deserve after a serious crash.

Understanding Moped Laws in Illinois

Illinois defines mopeds as low-speed motor-driven cycles that meet certain criteria:

• An engine of 50cc or less
• Automatic transmission (no manual shifting)
• A maximum speed of 30 mph on a flat surface
• A maximum of 2 horsepower

If a vehicle exceeds any of these limits, it is classified as a motor-driven cycle or motorcycle and requires a different license class.

To legally operate a moped in Illinois, riders must:

• Have a valid driver’s license (Class D)
• Register the moped with the Secretary of State
• Carry liability insurance
• Use lights during the day
• Wear protective eyewear or have a windshield

Notably, Illinois does not require helmets for moped or motorcycle riders, though helmet use is strongly encouraged by safety experts.

Moped and Motorcycle Crash Statistics in Illinois

Illinois does not publish standalone statistics for moped crashes, but mopeds are often grouped with motorcycles and motor-driven cycles. Using available data, we can gain insights into the risks associated with moped use.

According to the Illinois Department of Transportation (IDOT):

• In 2022, there were 3,509 motorcycle crashes statewide.
• These crashes resulted in 2,304 injuries and 152 fatalities.
• Motorcycle-related deaths accounted for approximately 13% of all traffic fatalities in Illinois, despite motorcycles comprising a small percentage of vehicles on the road.

These figures include some moped accidents and illustrate the disproportionate danger riders face compared to car occupants.

National studies from the National Highway Traffic Safety Administration (NHTSA) show similar trends:

• 40% of moped crashes involve inexperienced riders.
• More than 50% of moped crashes occur at intersections.
• 22–25% of crashes involve alcohol or drug impairment.
• 65% of crashes happen on roads with speed limits above 30 mph.
• Helmet use reduces the risk of head injury by 69%.

These statistics make clear that moped riders face substantial risks, especially when riding in traffic-heavy environments.

Common Causes of Moped Accidents

Moped crashes can happen for many reasons. Some are the result of careless or negligent drivers, while others are caused by rider error or poor road conditions.

Most common causes of moped accidents include:

• Failure of drivers to yield at intersections: Many moped riders are struck by cars making left turns.
• Distracted driving: Drivers who are texting or not paying attention may not see a smaller vehicle like a moped.
• Driving under the influence: Both drivers and riders impaired by alcohol or drugs have slower reaction times and poorer judgment.
• Lack of rider experience: New moped riders may not know how to brake properly or handle hazards like potholes.
• Poor lighting or visibility: Mopeds are smaller and harder to see, especially at night. Riders without proper lights or reflective gear are more likely to be hit.

In Illinois, many moped crashes occur on city streets where drivers are not expecting to encounter slow-moving vehicles. Without proper infrastructure or designated lanes, mopeds are forced to share the road with cars, SUVs, and trucks, raising the risk of serious accidents.

Common Injuries from Moped Accidents

Because mopeds offer little physical protection, injuries from a crash can be serious, even at low speeds. Riders are often thrown from the vehicle, striking the ground or other objects. Some of the most common moped accident injuries include:

• Fractures and broken bones: Especially to the arms, legs, and ribs
• Traumatic brain injuries (TBI): With or without helmet use, head trauma is a major concern
• Road rash and abrasions: Skin injuries from sliding across pavement
• Spinal cord injuries: Potentially leading to paralysis or long-term disability
• Internal organ damage: Especially in crashes involving larger vehicles

Studies show that about 35% of moped accident injuries are fractures, 15% are head injuries, and another 15% involve hand injuries, often due to lack of gloves.

Medical bills for serious moped injuries can easily reach tens of thousands of dollars, and recovery times may extend for weeks or months. Some victims may suffer long-term complications or permanent disabilities.

Who Is Most at Risk for Moped Accidents?

Moped accident data shows certain demographic groups are more likely to be involved in crashes.

High-risk groups include:

• Young riders (16–24 years old): They make up more than 50% of all emergency visits related to mopeds
• Riders without training or licenses: Many riders don’t realize a driver’s license is required to operate a moped legally
• Nighttime riders: Visibility drops after dark, increasing crash risk
• Urban riders: Dense traffic, stop-and-go congestion, and aggressive drivers raise the chances of a collision

The lack of protective gear among younger riders is especially concerning. Many do not wear helmets, gloves, or jackets, leading to more severe injuries when crashes occur.

Safety Tips for Moped Riders

While some accidents are unavoidable, riders can reduce their risk by following key safety guidelines.

Essential safety practices:

• Wear a DOT-approved helmet: Even if it’s not legally required, it’s your best protection against brain injury
• Use protective gear: Gloves, a sturdy jacket, pants, and boots can prevent road rash and fractures
• Be visible: Install front and rear lights, wear reflective clothing, and avoid riding in blind spots
• Avoid alcohol or drugs: Impairment significantly increases crash risk
• Take a safety course: Learn how to handle your moped in real-world traffic and emergency situations

Moped riders should also practice defensive driving techniques, such as scanning intersections, anticipating driver mistakes, and staying out of high-speed traffic lanes when possible.

What to Do After a Moped Accident in Illinois

If you or a loved one is involved in a moped accident, it’s important to take the right steps immediately following the crash.

Key steps include:

• Call 911: Report the accident and request medical assistance
• Seek medical treatment: Even if you feel fine, some injuries may not be immediately apparent
• Document the scene: Take photos, gather witness names, and get the driver’s insurance information
• File a police report: This creates an official record of the accident
• Contact an experienced Illinois moped accident attorney: A moped accident lawyer can help protect your rights and pursue compensation

Under Illinois law, injured moped riders may be entitled to compensation for:

• Medical bills
• Lost wages
• Pain and suffering
• Permanent disability

If the accident was caused by a negligent driver, your attorney may be able to file a personal injury lawsuit or negotiate a settlement on your behalf.

Can I Sue If I Wasn’t Wearing a Helmet?

Illinois does not have a universal helmet law, so failing to wear one does not automatically disqualify you from recovering damages. However, insurance companies may try to argue that your injuries were more severe because you weren’t wearing a helmet. This could impact the value of your claim.

Illinois uses a modified comparative fault system, meaning your compensation could be reduced if you are found to be partially at fault for the accident. As long as you are less than 50% at fault, you can still recover damages.

Contact the Dedicated Illinois Moped Accident Lawyers at John J. Malm & Associates

Mopeds offer a convenient and cost-effective way to get around in Illinois, but they also pose significant safety risks, especially in busy traffic environments. With limited state data on moped crashes, it’s up to riders to take proactive steps to protect themselves.

By wearing proper gear, following traffic laws, and staying alert, moped riders can reduce their chances of being seriously hurt. If a crash does happen, legal options may be available to hold negligent drivers accountable.

If you or a loved one has been injured in a moped accident, don’t wait to seek help. The experienced Illinois moped accident lawyers at John J. Malm & Associates can help you understand your rights and pursue the compensation you deserve. Contact us today for a free consultation.